One-time Federal Student Loan Debt Relief

What Is Federal Student Loan Debt Relief?

This one-time debt relief is provided by the U.S. Department of Education (ED) as part of the Biden-Harris Administration student debt relief plan. It’s a program that provides eligible borrowers with full or partial discharge of loans up to $20,000 to Federal Pell Grant recipients and up to $10,000 to non-Pell Grant recipients. Learn more about the program here.

Who Qualifies?

Individuals who made less than $125,000 in 2021 or 2020

Families that made less than $250,000 in 2021 or 2020

If you filed federal taxes, your income requirements are based on your adjusted gross income (AGI), which tends to be lower than your total income. Your AGI can be found on line 11 of the IRS Form 1040.

How It Works

Apply today (but no later than Dec. 31, 2023). The Federal Student Aid office of the U.S. Department of Education will determine your eligibility and will contact you if they need more information. Your loan servicer will notify you when your relief has been processed.

How to Apply

Complete the form located here.

IMPORTANT NOTE: Application is open, but debt discharge is paused due to a court order. You are still able to submit an application.