2024 Other Benefit Costs

The tables below show your benefit costs per pay period.

2024 OTHER BENEFIT COSTS (PER PAY PERIOD)

Dental

Coverage Level Aetna Managed (DMO) Aetna PDN (Low Option) Aetna PDN (High Option)
Employee Only $7.29 $11.40 $25.31
Employee + Spouse $14.57 $22.80 $50.58
Employee + Child(ren) $19.49 $30.50 $67.68
Employee + Family $24.73 $38.70 $85.91

Vision (Paid Before-Tax)

Coverage Level Superior Vision
Employee Only

$3.50
Employee + Spouse

$7.53
Employee + Child(ren)

$5.67
Employee + Family

$10.33

CALCULATING YOUR PREMIUMS

Your premiums for medical, life, AD&D and disability benefits are based on your current salary. If your salary changes, your rates will change. 

Additional Life1 (Paid After-Tax)

Your Age* Cost per pay period per $1,000 of coverage
Under 30

$0.016
30 – 34

$0.020
35 – 39

$0.028
40 – 44

$0.036
45 – 49

$0.056
50 – 54

$0.087
55 – 59

$0.131
60 – 64

$0.171
65 – 69

$0.254
70 – 74

$0.345
75 – 79

$0.496

Spouse Life1 (Paid After-Tax)

Your Age* Cost per pay period per $1,000 of coverage
Under 30

$0.026
30 – 34

$0.035
35 – 39

$0.040
40 – 44

$0.044
45 – 49

$0.066
50 – 54

$0.102
55 – 59

$0.190
60 – 64

$0.291
65 – 69

$0.560
70 – 74

$0.908
75 – 79

$0.908

1Additional and Spouse Life rates are based on the employee’s age as of Jan. 1, 2024.

Child Life (Paid After-Tax)

Coverage Cost per pay period
All your children $0.270 for $10,000 of coverage

Additional AD&D (Paid Before-Tax)

Coverage Cost per pay period per $1,000 of coverage
Employee Only

$0.0055
Employee + Family

$0.0102

COST OF DISABILITY COVERAGE

To calculate your premiums for disability, multiply your hourly base rate by the cost of coverage listed in the tables below. For example, if you earn $11 per hour and you are electing STD with a 14-day waiting period, multiply $11 x $0.7643 = $8.41 per paycheck. If you are a part-time employee, multiply $11 x $0.7643 x (hours you are regularly scheduled to work ÷ 80).

STD (Paid After-Tax)

Waiting Period Rate Multiplier
14 days

$0.7643
30 days

$0.5317

Additional LTD (Paid After-Tax)

Waiting Period Rate Multiplier
Additional LTD (“Buy-Up” Plan) $0.2565

Hospital Indemnity (Paid After-Tax)

Coverage Low Option High Option
Employee Only

$5.83

$10.54
Employee + Spouse

$11.46

$20.74
Employee + Child(ren)

$8.30

$15.02
Employee + Family

$13.92

$25.22

Accident Insurance (Paid After-Tax)

Coverage Low Option High Option
Employee Only

$3.15

$4.74
Employee + Spouse

$5.01

$7.54
Employee + Child(ren)

$6.29

$9.46
Employee + Family

$8.15

$12.25

Critical Illness Insurance – $15,000 of Coverage (Paid After-Tax)2
Your Age
Employee Only
Employee + Spouse
Employee + Children
Employee + Family
29 and Under $2.35 $4.78 $2.42 $4.85
30 – 34 $3.18 $6.44 $3.25 $6.51
35 – 39 $3.60 $7.27 $3.67 $7.34
40 – 44 $4.36 $8.79 $4.43 $8.86
45 – 49 $6.23 $12.53 $6.30 $12.60
50 – 54 $8.72 $17.52 $8.79 $17.58
55 – 59 $12.88 $25.82 $12.95 $25.89
60 – 64 $21.67 $43.41 $21.74 $43.48
65 and Over $47.70 $95.47 $47.77 $95.54

Critical Illness Insurance – $30,000 of Coverage (Paid After-Tax)2

Your Age
Employee Only
Employee + Spouse
Employee + Children
Employee + Family
29 and Under $3.88 $7.89 $4.02 $8.03
30 – 34 $5.54 $11.22 $5.68 $11.35
35 – 39 $6.37 $12.88 $6.51 $13.02
40 – 44 $7.89 $15.92 $8.03 $16.06
45 – 49 $11.63 $23.40 $11.77 $23.54
50 – 54 $16.62 $33.37 $16.75 $33.51
55 – 59 $24.92 $49.98 $25.06 $50.12
60 – 64 $42.51 $85.15 $42.65 $85.29
65 and Over $94.71 $189.55 $94.85 $189.69

2 Employee and spouse rates are based on the employee’s age as of Jan. 1 initially. Rates are then locked in and do not change based on age.

 

Legal Insurance (Paid After-Tax)

Coverage Cost per pay period
Employee + Parents $9.04

Pet Insurance

(paid directly to MetLife through ACH or debit/credit card)

Coverage Cost per pay period
Selected during enrollment Based on coverage you elect

Universal Life Insurance with Long Term Care

Coverage Cost per pay period
Selected during enrollment Based on coverage you elect